How to Buy Crypto with PNC Bank
As at time of writing, the only way to buy Bitcoin and cryptocurrencies with a PNC Bank account is through a regulated digital asset exchange in the United States. As mentioned in our summary, we recommend Uphold because they offer the widest range of cryptocurrencies to buy and stake to earn interest.
You can follow the guide below to get started.
- Sign Up: Create an account on Uphold and complete your verification (personal or company).
- Connect Account: Select the currency you want deposit on the Uphold Platform (USD + 30 more).
- Deposit Funds: Connect your PNC Bank account or Debit/Credit Card to quickly deposit your selected fiat currency.
- Buy Crypto: The final step is to find the cryptocurrency you want to buy and execute your trade.

PNC Bank Cryptocurrency Policy
Given that PNC Bank has announced plans to integrate a cryptocurrency exchange into their banking services, it is safe to assume that they have a positive view on the digital asset space. On review of their internal banking policies, there are no current rules that prohibit PNC Bank account holders from buying or selling cryptocurrencies from licensed trading platforms.
What is PNC Bank?
PNC Bank is a regional bank that offers a full range of banking and lending services to individuals, businesses and organizations in 19 states and the District of Columbia. The bank operates 2,459 branches and 9,031 ATMs across those states. PNC Bank is the fifth largest U.S. bank by assets and deposits and the sixth largest U.S. bank by branches with more than $380 billion in assets.
PNC Bank offers a wide array of personal banking and lending services, including checking and savings accounts, loans, credit cards and more. The bank also offers comprehensive business banking and lending services to help businesses grow and prosper. PNC Bank has a long history of helping customers reach their financial goals, dating back to its founding in 1852.

Final Thoughts
Buying and selling cryptocurrencies with a PNC Bank account is possible through regulated digital asset exchanges in the United States. Uphold offers competitive fees and over 200 crypto assets to buy, store and stake for rewards. As always, we recommend researching each exchange carefully before investing your hard-earned money into any cryptocurrency asset. We also advise customers to never store their assets online and always use a reputable custodian to keep them safe.