Summary: Santander Bank does not offer cryptocurrency investing services through its online banking platform, or through a bank branch. This means that customers will need to sign up to a licensed and regulated platform like to buy digital assets with GBP, EUR, USD and other currencies.

Our top pick for Santander Bank account holders is Uphold. They are available in over 120 countries and offer instant GBP, EUR, USD and other fiat currency deposits to trade 250+ cryptocurrencies. The company is London-based and is regulated by the Financial Conduct Authority (FCA), making them a safe place to start investing in digital assets.

Best Crypto Exchange for Santander Bank

Platform Highlights

  • Trade and Stake 250+ Cryptocurrencies in over 120 countries.
  • Free and instant EUR, GBP, USD & AUD deposits via Bank Transfer, SEPA & more.
  • Regulated and Licensed by CySEC, FCA, ASIC, FINRA and ESMA.
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Can I Buy Crypto with Santander Bank?

Yes, Santander Bank permits its clients to move Euros (EUR), US Dollars (USD), and other currencies from their banking accounts to any Bitcoin or cryptocurrency exchange regulated by the Bank of Spain and the Financial Conduct Authority (FCA) in the UK.

Yet, Santander Bank doesn't provide direct services or products for the purchase or trade of Bitcoin and other digital currencies on its online banking platform. As a result, customers are required to utilize a regulated external exchange to buy or sell cryptocurrencies using their Santander Bank accounts.

How to Buy Bitcoin and Crypto with Santander

The easiest way to buy Crypto, Bitcoin and Stocks with a Santander account is through the Uphold trading platform. They are a regulated and Financial Conduct Authority (FCA) licensed trading platform in Europe, the USA and UK that offers fast and cheap deposits to trade cryptocurrencies, stocks, ETFs, commodities, bonds and many other asset classes.

You can get started in minutes with our step-by-step guide below.

  1. Sign up to the Uphold platform and verify your identity (personal or company).
  2. Connect your Santander Bank account or Credit/Debit Card to Uphold by selecting the 'My Banks' button on your dashboard.
  3. You can then select the 'Connect Bank' button to link your Santander Bank account to Uphold and deposit USD, EUR, GBP or another fiat currency.
  4. Find the cryptocurrency you want to buy and execute your trade.
Buy Crypto with Santander
Buy Crypto with Santander.

Santander Bank Cryptocurrency Policy

Unfortunately, Santander Bank has not yet released an official policy statement on Cryptocurrencies. This is likely because the bank is still trying to figure out how it wants to approach this new asset class.

That said, Santander does allow its customers to buy and sell cryptocurrencies with regulated crypto brokers around the world. This means customers are safe to deposit fiat from their Santander accounts into licensed platforms to invest in the emerging digital asset ecosystem.

About Santander Bank

Santander Bank is a subsidiary of the Spanish Santander Group. It is one of the largest banks in the world with over 102 million customers. The bank has operations in Europe, North and South America, and Asia. Santander offers a wide range of banking products and services including savings accounts, checking accounts, loans, and credit cards. The bank also offers investment products such as mutual funds and ETFs.

Santander is a member of the FDIC and is headquartered in Boston, Massachusetts. They have a long history dating back to 1857 when it was founded as Banco Santander in Spain. The bank has grown significantly through a series of acquisitions including Abbey National in 2004 and Alliance & Leicester in 2008.

Santander Online Banking.
Santander Online Banking.

Final Thoughts

To summarize, Santander Bank, while not offering cryptocurrency services directly, allows clients to engage in the digital currency world via regulated platforms like Uphold. Uphold is our preferred choice, offering swift fiat deposits and a vast array of over 250 cryptocurrencies. Despite lacking an official cryptocurrency policy, Santander permits transactions with global, regulated crypto brokers, thereby facilitating its customers' access to the emerging digital asset sector.

Dylan Matthews is the Co-Founder and head of operations at Buy Bitcoin Bank, with a background in engineering and experience as a Prop Trader. He has leveraged his knowledge and skills to build and scale the platform, providing users with a seamless experience for buying and selling cryptocurrency.