Can I buy Crypto with M&T Bank?
You cannot buy cryptocurrency directly through your M&T Bank online account. This is because their platform does not support native Bitcoin and digital asset wallets. The only way to invest in cryptocurrency is by depositing US Dollars from your M&T account into a regulated crypto exchange.
How to buy Bitcoin or Crypto with M&T Bank Online
The best and fastest way to buy digital assets from your M&T online bank account is with the Uphold exchange. Their platform offers fast USD deposits via bank transfer from M&T Bank to trade over 200 cryptocurrencies and stake them to earn interest on deposits.
To get started buying Crypto from you M&T account, follow this short guide:
- Sign Up: Create an account on Uphold and complete your verification (personal or company).
- Connect Account: Select the currency you want deposit on the Uphold Platform (USD + 30 more).
- Deposit Funds: Connect your M&T Bank account or Debit/Credit Card to quickly deposit USD.
- Buy Crypto: The final step is to find the cryptocurrency you want to buy and execute your trade.

M&T Bank Cryptocurrency Policy
M&T Bank has not banned Bitcoin or cryptocurrency trading from their account holders. This means it is safe to deposit USD into licensed crypto platforms to trade digital assets. Be careful with off-shore exchanges like Binance or Huobi, as the bank may freeze your funds for depositing into non-US platforms.
About M&T Bank?
M&T Bank is a regional bank headquartered in Buffalo, New York. The bank has over 700 branches and 2,000 ATMs across eight states in the Mid-Atlantic and Northeastern United States. M&T Bank offers a full range of banking services to individuals, businesses, and institutional clients, including checking and savings accounts, credit cards, mortgages, auto loans, investment advice, and more.
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M&T is one of the largest banks in the United States and has been consistently ranked as one of the best performing banks by various independent publications. The bank has a long history of serving its communities and supporting local businesses, charities, and other organizations. M&T Bank is a publicly traded company, listed on the New York Stock Exchange under the ticker symbol MTB.
Overall, M&T is a great choice for anyone looking for a well-established, full-service bank with branches across the Northeast.
Final Thoughts
M&T Bank customers in the United States have a great option for buying Bitcoin and other cryptocurrencies. With quick and cheap deposits via ACH transfer or Credit/Debit Card, Uphold is the best choice for M&T customers looking to buy cryptocurrency. The platform is regulated and offers real-time audited proof of reserves.
Finally, remember to only use licensed exchanges like Uphold when buying Bitcoin with M&T Bank. Off-shore platforms may freeze your assets or face regulatory issues in the future.