Summary: The N26 Online Banking platform does not directly offer any products or services which enable its customers to buy and sell cryptocurrencies. The only available method for N26 users to buy Bitcoin, Ethereum and other crypto is by depositing fiat into a licensed exchange.

Our top pick for investors in Europe is Uphold. They are a regulated exchange in Europe and the UK that offers fast and cheap deposits from N26 Bank to trade and stake over 210 crypto assets. The platform is also one of the only exchanges in the world with an audited proof of reserves.

Best Crypto Exchange for N26 Bank

Platform Highlights

  • Trade over 220 Crypto Assets with free and instant EUR, GBP, USD, CHF, SEK and other fiat deposits from N26 Bank.
  • Invest in multiple asset classes including crypto, shares, precious metals, fiat currencies and more.
  • Regulated and Licensed by the Financial Conduct Authority (FCA) and FinCEN.
Uphold - N26 Bank
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Audited Proof of Reserves
Table of Contents

How to Buy Bitcoin or Crypto with N26

The best way to buy Cryptocurrencies with an N26 Bank account is with a licensed trading platform in Europe that accepts deposits from N26. We recommend Uphold EU because they offer fast and cheap EUR, GBP and USD deposits from N26 and other popular digital banks in Europe..They also allow users to deposit fiat from their N26 Personal Card or N26 Business Card.

You can get started in minutes with the simple 4 step guide below:

  1. Sign up to the Uphold exchange with your email and complete the verification process.
  2. Connect your N26 Bank account or N26 card to Uphold by selecting the fiat currency you want to deposit on your dashboard.
  3. You can then select the 'connect bank' button to link your N26 Bank account to the platform.
  4. Find the cryptocurrency you want to purchase and execute your trade.
Deposit Euros with N26 Bank to buy Crypto.

Is N26 Bank Crypto-Friendly?

As a forward-thinking, digital-centric neo-bank, N26 Bank maintains a favorable stance towards cryptocurrencies and the digital asset landscape. Consequently, N26 customers can deposit and withdraw funds from licensed exchanges without restrictions. It is advisable to use regulated, European-based platforms like Uphold and steer clear of offshore exchanges such as or Hotbit to prevent potential account freezing by N26.

Crypto Investing Fees

The fees to invest in Bitcoin, Ethereum and other digital assets will vary greatly depending on the exchange service you use. Based on our analysis of the top brokers in Europe that are compatible with N26 Bank, we found that Uphold was the most cost-effective solution with zero deposit fees, zero trading fees and industry-leading spreads at 0.5%.

About N26 Bank

N26 Bank is a digital, mobile-only bank based in Germany that offers a range of banking services to customers across various European countries and the United States. Founded in 2013 by Valentin Stalf and Maximilian Tayenthal, N26 aims to revolutionize traditional banking by providing an easy-to-use, streamlined experience through its mobile app and web interface. The bank offers services such as checking accounts, savings accounts, investment options, and international money transfers. N26 is known for its user-friendly app, transparent fee structure, and quick sign-up process, making it an attractive option for those seeking a modern, digital banking experience.

N26 has raised over $215 million from investors including Peter Thiel, Li Ka-shing, and Tencent. N26 is a licensed bank in Europe and is regulated by the European Central Bank. N26 has partnered with Mastercard to provide debit cards and credit products. N26 is a member of the European Deposit Insurance Scheme (EDIS).

N26 Banking
N26 Digital Bank.

Final Thoughts

In summary, while N26 Online Banking doesn't directly facilitate cryptocurrency transactions, customers can efficiently buy and sell digital assets by depositing funds into a licensed exchange like Uphold. Uphold, a regulated European platform, allows swift and inexpensive deposits from N26 Bank accounts or cards, offering a wide range of crypto assets for trading and staking.

By following a straightforward 4-step guide, N26 users can securely invest in cryptocurrencies, taking advantage of the bank's crypto-friendly approach and Uphold's cost-effective fee structure with zero deposit and trading fees and competitive 0.5% spreads.

Andrew Chen is a lead editor and auditor of content for Buy Bitcoin Bank, with a Masters of Computer Science and extensive knowledge in cryptocurrency and blockchain technology. He has helped ensure the accuracy and quality of the platform's educational resources for new and experienced investors in the crypto space.