How to buy Crypto with Wells Fargo Bank
We recommend that Wells Fargo bank account holders use a trusted digital asset exchange like Uphold to buy and sell cryptocurrencies. Their platform offers fast and free deposits for Wells Fargo account holders and has significantly cheaper fees than popular exchanges like Coinbase or eToro.
The guide below is a quick overview on how to get started from your Wells Fargo Online account.
- Sign Up: Create an account on Uphold and complete your verification (personal or company).
- Connect Account: Select the currency you want deposit on the Uphold Platform (USD, EUR + 30 more).
- Deposit Funds: Connect your Wells Fargo Bank account or Debit/Credit Card to quickly deposit your selected fiat currency.
- Buy Crypto: The final step is to find the cryptocurrency you want to buy and execute your trade.

Is Wells Fargo Crypto-Friendly?
Wells Fargo has not taken an official position on cryptocurrencies. However, the bank has indicated that it is closely monitoring developments in the cryptocurrency market and is open to the potential use of cryptocurrencies in the future.
It is important to note that Wells Fargo, like other US banks, does not have any internal banking policies that prohibits their customers from using regulated cryptocurrency exchanges in the United States. This ultimately means that you can freely deposit and withdraw US Dollars into secure and trusted exchanges.
Wells Fargo Crypto Fund
In late 2021, Wells Fargo launched a Bitcoin Fund that allows their institutional customers to access BTC directly through their private banking accounts. This offering is only available to high-net worth investors who pass a certain test to verify they are sophisticated market participants.
The Bitcoin Fund that was released in partnership with NYDIG is quite expensive and simply tracks the price of Bitcoin. Clients pay a 2% management fee for the convenience of going directly through Wells Fargo and is best suited for people who are hesitant to use exchanges.
About Wells Fargo Bank
Wells Fargo Bank is a national bank in the United States, headquartered in San Francisco, California. It is the fourth largest bank in the US by assets and the second largest by market capitalization. Wells Fargo provides banking, investment, mortgage, and consumer and commercial finance products and services through more than 8,700 locations, 12,500 ATMs, and millions more online.
Their bankis licensed by the US government and regulated by both federal and state agencies. The bank has been in operation since 1852 and has a long history of serving its customers well. Wells Fargo is a publicly traded company, listed on the New York Stock Exchange under the ticker symbol Wells Fargo & Company (WFC).
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Wells Fargo offers a wide range of products and services, including checking and savings accounts, credit cards, loans, mortgages, and investment products. The bank also offers online and mobile banking services. Wells Fargo has a strong focus on customer service and providing a great experience for its customers.
Final Thoughts
In conclusion, Wells Fargo does not currently offer cryptocurrency products or services, but they do allow customers to transfer funds from their bank accounts to regulated crypto exchanges in the US. For those looking to buy crypto, our recommended option is Uphold, a licensed and regulated platform that offers fast and cheap USD deposits and over 200 cryptocurrencies to trade and stake.