Summary: ING Bank does not allow immediate cryptocurrency transactions via its online banking portal. Those interested in trading in cryptocurrencies must first register with a service that is sanctioned by the relevant financial authority in your jurisdiction, such as BaFin or the FMA, and then proceed to transfer Euros (EUR) for their desired transactions.
Our standout choice, Bitpanda, offers immediate and fee-free Euro deposits from ING Bank accounts. Being a platform regulated by multiple European authorities, Bitpanda provides access to over 3,000 cryptocurrencies, stocks, ETFs and more at competitive prices and market spreads. Their service also extends to a crypto staking feature, allowing users to generate earnings on their assets.
- Fast and free Euro (EUR) deposits from ING Bank via SEPA bank transfer, credit card, debit card and more.
- Trade 3,000+ crypto assets, stocks, ETFs and more in one platform.
- Offers crypto staking with up to 25% APY in rewards.
Can I Buy Bitcoin with ING Bank?
Yes, clients of ING Bank can delve into Bitcoin investing, along with a broad range of other cryptocurrencies, through reliable and regulated European crypto exchanges. These platforms facilitate transactions in Euros directly from ING Bank accounts or via credit cards issued by ING Bank. Given these exchanges operate under regulatory supervision, they ensure a safe and regulated environment for cryptocurrency trading and investment.
How to Buy Bitcoin and Crypto with ING Bank
The safest strategy to investing in digital assets through ING Bank is with Europe’s most trusted exchange, Bitpanda. They are licensed by multiple regulators throughout the continent and connect seamlessly with ING Bank accounts. Users can deposit funds utilizing various methods such as bank transfers (SEPA), credit card, Sofort, among others. Bitpanda enables trading in over 3,000 cryptocurrencies, stocks, ETFs and even offers crypto staking to earn yield on assets.
Here's a straightforward guide to assist you in getting started:
- Register with Bitpanda and validate your identity.
- Click on the 'Deposit' button to transfer Euros (EUR) from your ING Bank account.
- Select the deposit method (like SEPA) and input the amount you wish to transfer.
- Once your account is credited, locate the cryptocurrency you intend to buy and complete your transaction.

ING Bank Cryptocurrency Policy
ING Bank does not enforce any strict banking policies that would deter its customers from buying or trading cryptocurrencies. This means that customers across Europe, and worldwide, can safely perform transactions involving digital assets through ING Bank.
However, when sending Euros to global cryptocurrency exchanges (like OKEx or KuCoin), caution is advised as ING Bank retains the authority to freeze funds deemed suspicious. For a safe and reliable trading experience, customers are encouraged to use platforms that are certified by the European Securities and Markets Authority (ESMA) within the European Union.
About ING Bank
ING Bank is a major financial institution based in the Netherlands. Its full name, ING Groep N.V., stands for Internationale Nederlanden Groep, but it's commonly referred to simply as ING. The bank provides a range of services, including retail and direct banking, commercial banking, investment banking, asset management, and insurance services.
The bank operates globally, with a significant presence in Europe. The company is known for its innovation in digital banking. It was one of the first major banks to develop online banking services and has continued to stay at the forefront of digital banking technology

Final Thoughts
In conclusion, ING Bank clients have the liberty to invest in Bitcoin and other cryptocurrencies through trusted and regulated European crypto exchanges such as Bitpanda. The process is simple and direct, allowing transactions in Euros straight from ING Bank accounts.
While ING Bank maintains a lenient policy towards cryptocurrency transactions, customers are advised to use exchanges certified by the ESMA within the European Union for secure and regulated trading. Always exercise caution when engaging in crypto transactions to avoid any potential complications with your banking institution.