Summary: Fortuneo Banque assists customers interested in exploring digital assets by permitting the transfer of funds to exchanges compliant with French financial regulations. However, as the bank does not offer direct trading services, it is essential to choose a platform registered with the Autorité des marchés financiers (AMF) to secure your investments.

After a comprehensive evaluation of the best exchanges, we recommend eToro as the most suitable option for Fortuneo Banque customers. eToro provides access to over 4,500 financial assets, including cryptocurrencies, stocks, ETFs, indices, and commodities. It enables swift Euro deposits using various payment methods like SEPA and bank transfers. Thanks to its global accessibility, it can be used in French and English.

Table of Contents

Can I Buy Bitcoin with Fortuneo Banque?

Certainly, Fortuneo Banque customers can purchase and trade digital currency like Bitcoin by using secure cryptocurrency exchanges in France. It is crucial to select a trading platform overseen by the Autorité des marchés financiers (AMF) to guarantee compliance with French regulations and safeguard your investments. After transferring your Euros, you can easily begin converting them into digital assets such as USDC or Ripple.

How to Buy Crypto with Fortuneo Banque

The most secure way for Fortuneo Banque customers to buy and trade cryptocurrencies such as Polygon is through a reputable exchange that accepts Euro deposits. Based on our evaluation, we identified eToro as the prime choice due to its AMF compliance and broad selection of financial assets. Users can deposit EUR through several methods, including bank and SEPA transfers, credit cards and PayPal.

French investors can start trading cryptocurrencies by following these four steps:

  1. Create Account: Register on eToro and complete the necessary identity verification steps.
  2. Choose Currency: Go to "Deposit Funds" and select "EUR" as your preferred currency.
  3. Start Transfer: Choose a payment method and initiate the transfer of funds from your Fortuneo Banque account.
  4. Complete Transaction: Use the search function to find the digital asset you're interested in and finalize your purchase.
How to Buy Crypto with Fortuneo Banque.
Buy Crypto with Fortuneo Banque via eToro.

Fortuneo Banque Cryptocurrency Policy

Fortuneo Banque is committed to promoting financial innovation while strictly complying with all relevant laws in France. The bank’s clients can explore digital asset investment through platforms registered with the Autorité des marchés financiers. We recommend eToro as a trustworthy exchange accredited by various European regulatory bodies, including the AMF and the CySEC. Its main office is at 4 Profiti Ilia Str., Kanika Business Centre, 7th floor, Germasogeia, 4046, Limassol, Cyprus.

Digital Asset Investing Fees

Investing in digital assets incurs various fees, and understanding these costs is critical for obtaining the best returns. Here is an outline of common expenses you might encounter while trading:

  • Transaction Expenses: Platforms like eToro typically impose a charge, often around 1%, for buying or selling digital currencies.
  • Deposit Fees: These vary based on the payment method you choose. Bank and SEPA transfers generally cost less than credit and debit card deposits.
  • Withdrawal Expenses: The cost of withdrawing your holdings varies depending on the asset. Many platforms impose a set fee of 0.0005 BTC for Bitcoin withdrawals.

eToro is a reliable option for Fortuneo Banque clients, offering a variety of cryptocurrencies at competitive trading fees. Its compliance with the AMF makes it a secure platform for investors interested in venturing safely into digital currency investment.

What is Fortuneo Banque?

Fortuneo Banque, a key player in the French online banking sector, was acquired by Crédit Mutuel Arkéa in 2006. As a digital bank, it offers a range of financial services, including current and savings accounts, various forms of insurance, and investment products. It is known for its competitive fee structure and has been at the forefront of offering innovative solutions to its customers. With a focus on accessibility and user experience, the bank has developed a robust web portal and mobile applications.

Its acquisition marked a significant expansion of the group's digital approach to financial services. Fortuneo continues to operate under its brand within the Arkéa umbrella, benefiting from the stability and resources of its parent company while maintaining its identity as a dynamic and customer-focused online bank. This strategic move has strengthened its position in the market, helping meet the evolving needs of modern consumers.

Fortuneo Banque Home Page.
Fortuneo Banque Home Page.

Final Thoughts

In conclusion, Fortuneo Banque permits customers to transfer funds to AMF-regulated platforms but does not directly offer cryptocurrency investment services through its platform. Our detailed analysis suggests that eToro is the best option for French investors due to its comprehensive range of financial tools, local language support, competitive fees, multiple EUR deposit options, and compliance with regulations in France and Europe.