Summary: Qonto does not provide options for investing in cryptocurrencies but does allow clients to transfer funds to exchanges. Choosing a platform overseen by the relevant local regulatory authorities is vital to ensure compliance within the jurisdiction. We recommend finding an exchange licensed with Autorité des Marchés Financiers (AMF) to ensure the security of your funds.
After an extensive examination of the top cryptocurrency exchanges accessible in the region, we pinpointed Bitpanda as the prime choice for Qonto account holders. Bitpanda, based in Austria, is a versatile trading platform that facilitates immediate and complimentary EUR deposits. The platform's offerings span various assets, including but not limited to cryptocurrencies, stocks, commodities, ETFs, indices, and precious metals.
- Fast and free Euro (EUR) deposits from Qonto via SEPA, Credit Card, Debit Card and more.
- Trade 3,000+ crypto assets, stocks, ETFs and more in one platform.
- Offers crypto staking with up to 25% APY in rewards.
Can I Buy Bitcoin with Qonto?
Absolutely, Qonto clients can venture into the crypto world through trustworthy French cryptocurrency trading platforms. These exchanges accept Euro transfers directly from Qonto accounts or via credit cards, which are used for converting to Bitcoin and other assets. To maintain regulatory compliance in France, we recommend using Autorité des Marchés Financiers (AMF) licensed digital currency exchanges.
How to Buy Crypto with Qonto
For those interested in venturing into Bitcoin and other cryptocurrencies through Qonto, we recommend utilizing Bitpanda. It seamlessly integrates with Qonto accounts by accepting EUR deposits through several methods, such as bank transfers (SEPA), credit cards, Sofort, etc. Bitpanda, governed by the AMF provides a robust trading platform, giving access to over 3,000 assets, including cryptocurrencies, stocks, and ETFs.
To commence your investment journey with Qonto, follow these four simple steps:
- Create an account with Bitpanda and verify your identity.
- Select the 'Deposit' feature to initiate a transfer of Euros (EUR) from your Qonto account.
- Pick your favored deposit method (e.g., SEPA) and enter the amount you wish to transfer.
- Once your account is credited, locate the specific token you're interested in and finalize your trade.

Qonto Cryptocurrency Policy
Qonto has embraced a positive outlook toward cryptocurrency trading. In line with European guidelines and collaboration with the European Securities and Markets Authority (ESMA) and relevant local regulatory bodies, Qonto facilitates its clients to partake in digital currency trades. Its cutting-edge mobile app lets customers transfer Euros (EUR) straight to ESMA and AMF-authorized exchanges.
What is Qonto?
Qonto is a leading European neobank that focuses on providing digital banking services to freelancers, startups, and small-to-medium-sized businesses. Launched in 2016, Qonto offers a range of financial solutions including business accounts, expense management, invoicing, and virtual cards. The platform is renowned for its intuitive user interface, ease of use, and quick setup process.
It also provides APIs for integration with various accounting and management tools, supporting its users' needs for streamlined business operations. Qonto is based in France and has expanded its services to several European countries. Its mission is to make banking easy and transparent, eliminating the typical hurdles and complexities associated with traditional business banking.
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Final Thoughts
To summarize, Qonto, although not directly facilitating cryptocurrency transactions on its platform, does support its clients who are interested in investing in this asset class by permitting the transfer of funds to safe and regulated cryptocurrency exchanges. Among the leading platforms, Bitpanda is the number one choice for Qonto customers, providing complimentary and immediate Euro deposits, competitive trading fees, and access to an extensive array of assets.