Can I buy Cryptocurrencies with USAA?
Unfortunately, no. The United Services Automobile Association (USAA) does not offer any products or services on their online banking app which enables customers to buy and sell cryptocurrencies like Bitcoin and Ethereum. Further, their CEO and executive team has not announced any plans to integrate a crypto exchange into the bank in the future.
The only method currently available for buying digital assets with USAA is to first deposit USD into a licensed exchange like Uphold or Coinbase, and then use those funds to buy your desired cryptocurrency. We generally recommend Uphold over Coinbase because it significantly cheaper fees and more crypto assets.
How to Buy Crypto with USAA
The safest and easiest way to buy cryptocurrencies from a USAA account is through a licensed digital asset trading platform like Uphold. They offer over 250 of the top cryptocurrencies for 0 trading fees and tight spreads. They are also one of the only platforms that let you buy crypto with a USAA credit card.
Follow this simple guide below to get started:
- Sign Up: Create an account on Uphold and complete your verification (personal or company).
- Connect Account: Select the currency you want deposit on the Uphold Platform (USD + 30 more).
- Deposit Funds: Connect your USAA Bank account or Debit/Credit Card to quickly deposit USD.
- Buy Crypto: The final step is to find the cryptocurrency you want to buy and execute your trade.

Is USAA Crypto-Friendly?
While USAA does not enable customers to buy cryptocurrency directly through their online banking platform, they are crypto-friendly in the sense that they do allow customers to link their accounts to a licensed exchange. This allows customers to make deposits and withdrawals in USD without having to go through the hassle of selling crypto and transferring the proceeds back into their bank account.
What is USAA?
USAA is a United States-based financial services company that offers banking, insurance and investment products to 11.8 million current and former members of the U.S. military and their families. USAA was founded in 1922 by a group of 25 Army officers to provide affordable insurance to military personnel.
In terms of banking, USAA offers checking and savings accounts, credit cards, loans and mortgages. They have over 2,700 physical branches across the country and 24/7 customer support. Their mobile app has been rated 4.8 out of 5 stars on the App Store with over 100,000 ratings.
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Final Thoughts
In conclusion, USAA is not a direct platform for buying and selling cryptocurrencies. However, it is crypto-friendly as it allows customers to link their accounts to a licensed exchange, enabling them to make USD deposits and withdrawals. Our top pick for buying cryptocurrencies from a USAA account is Uphold, which offers over 250 cryptocurrencies with zero trading fees and the option to deposit funds via USAA bank transfer or credit card.