Summary: Raiffeisen Bank does not offer any direct cryptocurrency investment options via its online banking portal. The only way for Raiffeisen customers to venture into this asset category involves registering on a platform approved by the FMA and depositing fiat currency for trading purposes.
After evaluating several platforms, our recommendation is Bitpanda due to its fast and free-of-charge EUR deposits from Raiffeisen Bank accounts. Bitpanda, regulated by the FMA, offers access to over 3,000 cryptocurrencies, stocks, ETFs, and other assets for trading at competitive rates and spreads. Moreover, the platform supports crypto staking, thereby providing opportunities to earn interest on your assets.
- Fast and free Euro (EUR) deposits from Raiffeisen via SEPA, Credit Card, Debit Card and more.
- Trade 3,000+ crypto assets, stocks, ETFs and more in one platform.
- Offers crypto staking with up to 25% APY in rewards.
Can I Buy Bitcoin with Raiffeisen Bank?
Raiffeisen Bank customers can invest in Bitcoin and a wide range of additional crypto assets through trustworthy exchanges in Austria, approved by the Financial Market Authority (FMA). These platforms facilitate Euro transactions straight from Raiffeisen Bank accounts or via credit cards issued by Raiffeisen Bank. As they are officially licensed entities, these platforms provide a safe, regulated atmosphere for undertaking cryptocurrency investments and trading.
How to Buy Bitcoin and Crypto with Raiffeisen
From our evaluation of top-tier exchanges, we recommend Bitpanda. Notably based in Vienna, Bitpanda not only offers seamless compatibility with Raiffeisen Bank account deposits, but it also boasts an impressive array of over 3,000 assets, including cryptocurrencies, stocks, and ETFs. Its rigorous adherence to the regulations laid down by the FMA further underscores its reliability and credibility.
Here's the roadmap to get started in four straightforward steps:
- Set up an account with Bitpanda, based in Vienna, and verify your identity.
- Hit the 'Deposit Funds' button to move Euros (EUR) from your Raiffeisen Bank account.
- Pick the deposit method (e.g., SEPA) and enter the sum you wish to transfer.
- Once your account is credited, find the cryptocurrency you are interested in purchasing and complete your transaction.

Raiffeisen Bank Cryptocurrency Policy
Raiffeisen demonstrates a considered approach towards cryptocurrencies. It enables its customers to invest in digital assets through intermediaries authorized by the Austrian Financial Market Authority (FMA), or comparable European authorities such as BaFin or ESMA. Through these platforms, investors can legally deposit Euros (EUR) to buy, stake and trade thousands of crypto assets.
About Raiffeisen
Raiffeisen Bank is a major banking institution based in Austria, part of the larger Raiffeisen Banking Group, which is one of the largest banking groups in Central and Eastern Europe. The bank takes its name from Friedrich Wilhelm Raiffeisen, a German mayor who pioneered cooperative banking in the mid-19th century.
The bank offers a broad range of financial services, including retail banking, corporate banking, investment banking, private banking, asset management, and insurance. Its services cater to a wide variety of clients, from individuals and small businesses to large corporations and institutions. Raiffeisen Bank operates in multiple countries across Central and Eastern Europe, in addition to its significant presence in Austria.
Final Thoughts
In conclusion, Raiffeisen Bank customers can securely invest in Bitcoin and other cryptocurrencies via reputable exchanges, like Bitpanda, that are approved by the Financial Market Authority (FMA). Bitpanda stands out due to its extensive asset offerings, compliance with FMA regulations, and ease of compatibility with Raiffeisen Bank accounts.
The process for customers to buy crypto is straightforward, providing an accessible entry point into the world of cryptocurrency investment. Raiffeisen's approach to digital assets upholds strict standards to ensure safe, legal transactions, thereby offering an optimal platform for customers looking to venture into crypto investments.