Summary: The iDEAL online banking platform does not support cryptocurrency purchases through its mobile or web app. The only way investors in the Netherlands can buy digital assets with iDEAL Bank is through a trusted and regulated exchange in Europe.
If you are looking to get started quickly, there is only one platform that supports iDEAL deposits in Europe and that is OKX. They offer fast and cheap Euro (EUR) deposits via iDEAL to trade over 350 cryptocurrencies and stake hundreds of assets for yield with OKX Earn.
- Fast and cheap Euro (EUR) deposits via iDEAL from any Dutch and European bank.
- Trade & Stake over 300 Cryptos with low fees and tight spreads.
- Feature-rich platform with Staking, an NFT Marketplace, OKX Chain, OTC Support & more.
How to buy Crypto with iDEAL
iDEAL is one of the most popular online payment platforms in the Netherlands. It enables investors to perform direct online transfers from supported banks like ABN, ASN and Rabobank. The best way to buy Cryptocurrencies with iDEAL is through an online broker that supports iDEAL deposits like OKX.
You can follow this simple 4 step guide to get started with a trusted exchange:
- Create an account on OKX and complete your verification.
- Select the 'Buy Crypto' tab in the navigation menu and click 'Third-party Payment'.
- Select Euros and the token you want to buy and then choose 'Banxa' as your Service Provider which accepts iDEAL.
- Input the amount you want to buy and finalise your payment. The crypto will arrive in your OKX wallet in 2-10 minutes.

Is iDEAL Bank Crypto Friendly?
Yes, iDEAL is crypto-friendly. You can use iDEAL to buy and sell cryptocurrencies on various exchanges. There are also a few ATMs that accept iDEAL payments for Bitcoin purchases. Overall, using iDEAL to purchase cryptocurrencies is a relatively easy process.
iDEAL Cryptocurrency Fees
The iDEAL cryptocurrency fee structure is very simple. For each trade you make, you will be charged 0% fees on the OKX platform. The only fee you will need to consider is the 0.5% spread between the buy and sell price. There are no other fees or hidden costs associated with using iDEAL.
About iDEAL
iDEAL is an online payment method that enables consumers to pay online using their own bank. iDEAL is ideal for making purchases on the internet, and is available to customers of the following banks: ABN AMRO, ASN Bank, bunq, Handelsbanken, ING, Knab, Rabobank, RegioBank, SNS Bank, Tridos Bank and Van Lanschot.
To make a payment with iDEAL, consumers simply select their bank from a list of iDEAL-enabled banks and are then redirected to their online banking environment. There, they enter the amount they wish to pay and confirm the payment using their own bank’s familiar online banking interface. Once the payment is completed, consumers are redirected back to the merchant’s website.
Final Thoughts
In conclusion, while the iDEAL online banking platform doesn't directly support cryptocurrency purchases, Dutch and European investors can easily buy digital assets using iDEAL through a trusted exchange like OKX. OKX offers fast and affordable Euro deposits, an extensive selection of cryptocurrencies, and additional features such as staking and an NFT marketplace. With iDEAL's crypto-friendly approach and minimal fees, purchasing cryptocurrencies in the Netherlands is a simple and efficient process.