Can you buy Crypto with U.S. Bank?
Yes, it is possible to buy cryptocurrency with a US Bank account, but it must be done through a FINRA-regulated exchange that accepts ACH transfers and debit/credit card deposits from US Bank accounts. These exchanges are required to comply with strict regulations and adhere to Know Your Customer (KYC) and Anti-Money Laundering (AML) laws.
Some of the most popular FINRA-regulated exchanges in the USA that accept US Bank transfers and debit/credit card deposits include eToro, Coinbase, and Kraken. These exchanges allow users to link their US Bank account to their exchange account, making it easy to buy and sell cryptocurrency with funds directly from their bank account.
How to buy Crypto with U.S. Bank
The best way to buy crypto with a U.S. Bank account is through a SEC regulated exchange in the United States. We recommend eToro because they are licensed, regulated and over a wide variety of crypto assets to trade with the lowest fees compared to competitors like Coinbase and Kraken.
You can follow the simple 4-step guide below to get started via US Bank.
- Create a free account on eToro with your email and complete the signup process.
- Click 'Deposit Funds', select a method and deposit USD from U.S. Bank.
- Go to the search bar, type in the Cryptocurrency you want to buy, and tap 'Trade'.
- Input the amount you want to invest in the token and click the 'Open Trade' button.

US Bank Crypto Policy
The recent decision for US Bank to provide custodial services to their institutional clients highlights a broader shift in sentiment towards digital assets by banks in America. As at time of writing, there are no internal banking policies at US Bank that prohibit or ban any customers from investing in cryptos like Bitcoin, Ethereum and Solana.
This means that you are safe to sign up to regulated platform in the United States and deposits funds from your U.S. Bank account.
About US Bank
U.S. Bank is the fifth-largest commercial bank in the United States. The company provides banking, investment, mortgage, trust, and payment services products to individuals, businesses, governmental entities, and other financial institutions. It has 3,133 domestic offices and 5,860 ATMs across the United States and serves more than 20 million customers.
U.S. Bank is a subsidiary of U.S. Bancorp, with $750 billion in assets as of January 31, 2023. The company operates 3,106 banking offices in 25 states and 4,842 ATMs. It also provides services such as investment management, mortgage banking, insurance, and capital markets products.

Final Thoughts
In conclusion, while US Bank does not offer direct methods for customers to buy cryptocurrencies like Bitcoin and Ethereum through their online banking platform, customers can still invest in digital assets by signing up to FinCEN-licensed exchanges that accept ACH transfers and debit/credit card deposits from US Bank accounts. It is important to note that these exchanges are regulated and comply with strict KYC and AML laws. Our top recommendation for US investors is eToro, which offers fast and free USD deposits from US Bank and a wide variety of cryptocurrencies with low fees and tight spreads.