Summary: Banca Transilvania does not directly offer cryptocurrency investing through their online banking platform. However, clients can buy and hold cryptocurrency through a licensed broker that is available to residents of Romania and Europe.
We recommend the Uphold platform because they offer fast and cheap EUR bank deposits from Banca Transilvania to trade over 200 cryptos and hundreds of stocks, metals and other assets. They are also one of the only exchanges in Europe with an audited proof-of-reserves highlighting customer funds are held 1:1.
Best Crypto Broker for Banca Transilvania
Platform Highlights
- Trade over 220 Cryptos with fast and cheap EUR deposits from Banca Transilvania.
- Regulated and Licensed by the Financial Conduct Authority (FCA), FinCEN and has audited Proof-of-Reserves for customer funds.
- Offers multiple asset classes including Crypto, Stocks, ETFs, Metals and more. Also has Crypto Staking features.
Can I buy Cryptocurrencies with Banca Transilvania?
Banca Transilvania is one of the largest banks in Romania with over 3.5 million clients and more than 2,000 branches across the country. The bank offers a wide range of banking products and services including loans, mortgages, savings accounts, credit cards, and investment products.
However, Banca Transilvania does not currently offer cryptocurrency investing through their online banking platform. The only way investors can buy crypto with Banca Transilvania is by depositing EUR from their internet banking account into a European Securities and Markets Authority (ESMA) licensed exchange.
How to buy Crypto and Bitcoin with a Banca Transilvania account
The best way to buy cryptocurrencies like Bitcoin, Ethereum and Solana with a Banca Transilvania account is with the Uphold platform. They offer fast and cheap Euro (EUR) deposits from Banca Transilvania online accounts to trade thousands of assets including digital assets. Their platform is licensed and regulated by ESMA and the Financial Conduct Authority in the UK.
You can get started from Banca Transilvania internet banking with this simple guide:
- Sign Up: Create an account on Uphold and complete your verification.
- Connect Account: Connect your Banca Transilvania account or card to Uphold by selecting the fiat currency you want to transfer on your dashboard.
- Deposit Funds: You can then select the 'connect bank' button to link your French or European Bank account to Uphold.
- Buy Cryptocurrency: Find the cryptocurrency you want to buy and execute your trade.

Banca Transilvania Crypto Policy
Unfortunately, at this time Banca Transilvania does not offer any direct cryptocurrency investing products or services. The bank has not made any public statements regarding their policy on cryptocurrencies but we believe that they are unlikely to offer any crypto-related products or services in the near future.
This could change if the demand for crypto investing products increases or if the Romanian government changes its stance on digital assets. Until then, investors will need to use a licensed broker to buy and hold cryptocurrencies with Banca Transilvania.
Benefits of Banca Transilvania
There are many reasons why you should choose Banca Transilvania as your primary bank. First of all, the bank offers a wide range of financial products and services that can meet your individual needs. Whether you are looking for a simple savings account or a more complex investment plan, Banca Transilvania can offer you what you need.
Another reason to choose Banca Transilvania is the fact that it is a very customer-friendly bank. The staff is always willing to help you with any questions or concerns you may have. In addition, the bank has a wide network of branches and ATMs, so you can easily access your account no matter where you are in Romania.
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Final Thoughts
In conclusion, Banca Transilvania does not currently offer direct cryptocurrency investing products or services. However, investors in Romania and Europe can buy and hold cryptocurrency through a licensed broker such as Uphold, which offers fast and cheap EUR bank deposits from Banca Transilvania to trade over 200 cryptos and hundreds of stocks, metals, and other assets. It is important to note that while Banca Transilvania's policy on cryptocurrencies may change in the future, investors will need to rely on licensed brokers to invest in digital assets for the time being.
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Author
Dylan Matthews is the Co-Founder and head of operations at Buy Bitcoin Bank, with a background in engineering and experience as a Prop Trader. He has leveraged his knowledge and skills to build and scale the platform, providing users with a seamless experience for buying and selling cryptocurrency.