How to Buy Bitcoin & Crypto with Blik Bank

Can I Buy Bitcoin with Blik?

Yes, Blik users can buy Bitcoin and other cryptocurrencies by funding their accounts on KNF-regulated exchanges in Poland. While Blik itself doesn’t offer crypto trading, it enables fast PLN transfers to compliant platforms.

These regulated exchanges allow you to convert Polish Zloty into assets like Bitcoin, Ethereum, or Arbitrum. Choosing a licensed exchange ensures your transactions remain secure and aligned with national financial regulations.

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How to Buy Crypto with Blik

The easiest way to buy crypto with Blik is by using a regulated exchange that accepts deposits in Polish Zloty (PLN). Bybit is a top choice — it supports fast PLN transfers via Blik, Przelewy24, and Zen, and meets KNF-aligned compliance standards.

You can link your Blik-enabled account to Bybit and fund your crypto wallet instantly. Once your deposit is confirmed, you’ll have access to over 1,000 digital assets, including Bitcoin, Ethereum, and stablecoins.

Here’s how to get started:

1. Create an Account: Sign up on Bybit and complete identity verification to activate crypto features.
2. Select a Payment Method: Choose from supported PLN methods like Blik code, bank transfer, or Przelewy24.
3. Choose PLN as Currency: This ensures smooth funding and proper local conversion rates.
4. Buy Your Crypto: Pick your asset, enter the amount, and confirm your purchase.

Blik Cryptocurrency Policy

Blik does not offer crypto trading itself, but it enables fast, secure transfers to licensed digital asset exchanges. As Poland’s most widely adopted mobile payment system, Blik allows users to send PLN to platforms that comply with local financial regulations.

This setup gives Polish investors a safe and traceable way to access digital assets without bypassing traditional banking rails. It also ensures that payments made via Blik stay transparent and compliant with national standards.

For full regulatory protection, it's essential to use a platform overseen by the Polish Financial Supervision Authority (KNF). Bybit fits this profile; it accepts PLN deposits via Blik, operates across Europe, and maintains a public proof-of-reserves system for added investor confidence.

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Digital Asset Investing Fees

Every investment comes with some cost, and crypto is no different. If you're using Blik to fund your account, here’s what you should expect upfront.

• Deposit Fees: Most PLN deposits via Blik, Przelewy24, or local bank transfer are free or low-cost. Card transactions, however, can incur fees over 2%.
• Trading Fees: Bybit applies a fixed 0.1% fee per trade. This rate is the same for both market buys and sells.
• Withdrawal Fees: Bitcoin withdrawals are charged at 0.0005 BTC. Other cryptocurrencies have set fees based on network activity.

For Polish users, this setup strikes a balance between speed, convenience, and affordability. Blik makes it easy to move money instantly, and Bybit keeps fees fair while offering access to a wide range of tokens, all while staying compliant with Polish financial standards.

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What is Blik?

Blik is Poland’s leading mobile payment system, known for enabling fast, card-free transactions across online shops, physical stores, and ATMs. It replaces traditional bank cards with dynamic codes, letting users make secure payments directly from their phones.

Linked to nearly every major Polish bank, Blik supports instant peer-to-peer transfers and online checkouts. Its rise has reshaped how Poles manage daily payments, making digital finance more accessible and intuitive.

Because Blik works seamlessly with bank accounts, it’s also ideal for moving PLN to crypto exchanges. This makes it a key payment bridge for users who want to fund their digital wallets and start trading assets like Bitcoin or Ethereum on platforms like Bybit.

Best Alternative Crypto Exchanges for Blik Bank Users

Polish users looking to explore beyond Bybit have several trusted platforms that support PLN funding and comply with EU regulations. These options offer flexibility for different trading styles and payment preferences:

• Kraken: A regulated exchange offering secure PLN deposits via SEPA and Zen. It’s known for strong security and transparent operations.
• Binance (via P2P): While it doesn’t support direct PLN funding, Binance allows crypto purchases through peer-to-peer listings and verified payment partners.
• KuCoin: Offers a wide range of altcoins and works with local gateways to support Zloty-based payments through third-party providers.

Each platform has its own strengths, whether you prioritize altcoin access, low fees, or regulatory safeguards. Choose one that fits your payment method and trading strategy.

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Final Thoughts

Blik has become more than just a mobile payment tool in Poland; it’s now a reliable on-ramp for users looking to explore digital assets. Its ease of use and widespread bank integration make it a natural fit for crypto funding.

For investors who prioritize both speed and security, using Blik to deposit funds into regulated platforms is a smart move. It eliminates friction while keeping all transactions traceable within the Polish financial system.

Bybit complements this perfectly. It supports PLN payments, offers low trading fees, and provides public proof-of-reserves, ensuring your assets are backed and verifiable. It’s a trusted gateway into the crypto space for Blik users.