Summary: BPI Bank in the Philippines currently does not offer direct cryptocurrency investment options through its online banking system. However, customers can transfer funds from their BPI Bank account to authorized crypto exchanges that accept deposits from Philippine banks.
An analysis of more than 25 platforms indicates that the Binance exchange is the most suitable choice for Philippine BPI Bank account holders and users. Binance offers a comprehensive selection of over 350 digital currencies, highly competitive fees for spot and futures trading, cryptocurrency options, and instant, and free PHP deposits from BPI Bank.
- Instant and free Philippine Peso (PHP) and other currency deposits from BPI Bank.
- Trade 350+ crypto assets with low fees starting at 0.1% per trade.
- Largest and most trusted Cryptocurrency exchange in the world with 100 million users.
Can I Buy Crypto with BPI?
At the moment, BPI Bank does not offer services that enable clients to buy Bitcoin and other cryptocurrencies directly through their online banking platform. Nevertheless, BPI Bank adopts a positive attitude towards digital currencies. Consequently, customers can sign up with accredited crypto exchanges and deposit Philippine Pesos (PHP) directly from their BPI Bank account.
How to Buy Bitcoin and Crypto with BPI Bank
As mentioned earlier, the most effective way to invest or trade Bitcoin and cryptocurrencies using a BPI Bank account is through a regulated platform that accepts Philippine Peso (PHP) deposits. Our research recommends Binance as the top choice due to their instant and free PHP deposits, allowing users to trade over 350 digital assets with competitive fees.
Follow these steps to start using your BPI Bank account on Binance:
- Sign Up: Register for an account on Binance and complete the identity verification process.
- Deposit Funds: Choose Philippine Peso (PHP) as your currency and select the crypto you wish to purchase.
- Transfer Funds: Deposit funds from your bank account using a bank transfer or another suitable method.
- Purchase Crypto: Click 'Buy', and the tokens will be instantly credited to your account.

What are the Fees?
The fees for purchasing crypto assets with BPI Bank vary depending on the selected crypto broker or exchange since the bank itself does not directly offer digital asset trading services. Binance, our suggested exchange, provides swift and free PHP deposits from BPI Bank, along with competitive trading fees starting at only 0.1% per transaction.
BPI Bank's Cryptocurrency Policy
BPI Bank supports crypto transactions by allowing customers to transfer funds (Philippine Peso) from BPI online banking or BPI credit card to authorized cryptocurrency exchanges for investments in digital assets. Furthermore, BPI Bank has expressed interest in investigating potential opportunities to integrate crypto-focused services into its offerings in the future.
About BPI
BPI Bank, or Bank of the Philippine Islands, is one of the leading and oldest banks in the Philippines. Established in 1851, it is the first bank in the country and in Southeast Asia. BPI Bank provides a comprehensive range of banking and financial products and services to individual clients, small and medium-sized enterprises, and corporate customers. Its offerings include deposit and savings accounts, loans, credit cards, remittance services, investment and insurance products, as well as online and mobile banking services. BPI Bank is committed to delivering innovative and reliable financial solutions to its clients, contributing to the development of the Philippine economy.

Final Thoughts
Although BPI Bank does not directly offer cryptocurrency investment options, it maintains a supportive stance towards digital currencies. Clients can utilize BPI Bank for crypto investments by transferring funds to authorized exchanges, such as Binance, which accepts Philippine Peso deposits. Binance provides users with access to a wide range of digital assets, competitive fees, and instant, free PHP deposits from BPI Bank.