How to Buy Crypto with Tinkoff Bank
As mentioned above, the best exchange to invest or trade Bitcoin and cryptocurrencies with a Tinkoff Bank account is Bybit. Their platform allows you to deposit Russian Ruble (RUB) from Tinkoff via bank transfer, debit card or credit card to trade any asset that is available on the exchange.
You can get started in minutes with this simple guide:
- Sign Up: Create an account on Bybit and complete the verification process.
- Deposit RUB: Click 'Buy Crypto', then 'One Click Buy', pick Tinkoff as your method and deposit money from Tinkoff Bank.
- Select Crypto: Select the Crypto you want to buy to onboard onto the platform. We recommend USDT which can be used to trade against 400+ coins on the exchange.
- Execute Trade: Review your trade details and execute your transaction.

Fees to Buy Crypto
Bybit charges a variable fee depending on the type of asset you're trading, your 30-day volume and other factors. Generally speaking, they offer some of the lowest fees in the industry -- 0.075% for makers and 0.075% for takers.
You'll also need to factor in any fees charged by Tinkoff Bank when transferring funds into Bybit, which may vary depending on the amount and other factors. Generally speaking, the bank transfer will cost around 0.25% of the total amount deposited.
Is Tinkoff Bank Crypto Friendly?
Yes, Tinkoff Bank is crypto friendly. The bank was one of the first Russian banks to allow customers to withdraw funds (Russian Ruble) to licensed cryptocurrency exchanges to invest in the asset class. Furthermore, the bank has also publicly stated that it wants to release an in-built crypto exchange onto the Tinkoff App in the future.
About Tinkoff Bank
Tinkoff Bank is a Russian digital-only direct bank, founded in 2006 and offering both consumer banking services and business accounts. The bank has no physical branches, instead customers are able to access their accounts through the Tinkoff mobile app. Tinkoff offers its customers a wide range of features such as credit cards, loans, deposits, and investments. Tinkoff Bank also offers a growing range of services such as international money transfers, currency exchange, and insurance products.

The bank is one of the most innovative banks in Russia, having won multiple awards for its mobile app, customer service and innovation. The company has been ranked first among Russia’s largest banks in the Financial Times’ “Most Innovative Russian Banks” annual survey for several years in a row.
Tinkoff Bank is committed to creating innovative products and services that are tailored to meet the needs of today’s digital consumer. The company has also launched an accelerator program to invest in and support early stage fintech startups in Russia. In addition to its retail services, Tinkoff Bank is also a major provider of corporate banking services in Russia. The bank has provided financing and other financial services to many large companies, including the likes of Sberbank, Yandex, and VTB.
Final Thoughts
Tinkoff Bank is one of the most innovative banks in Russia, offering a wide range of services such as credit cards, loans, deposits and investments. Furthermore, they are also crypto friendly, allowing customers to transfer money from their accounts into licensed cryptocurrency exchanges to invest or trade digital assets. With low fees and a smooth sign up process, Bybit is the perfect platform for anyone looking to invest in cryptocurrency using their Tinkoff Bank account.