Can I Buy Cryptocurrencies with PKO BP?
Unfortunately, PKO BP does not offer any products through its online banking platform or PKO IKO App that allows its customers to invest in digital assets like Bitcoin and Ethereum. The only method for PKO BP account holders to buy cryptocurrencies would be to first withdraw Polish Zloty or Euros (EUR) from their account and then use those funds to buy assets on a licensed digital asset exchange.
You must sign up to a platform that is licensed by The Polish Financial Supervision Authority and the European Securities and Markets Authority (ESMA) to invest in a fully compliant manner.

How to Buy Crypto with PKO BP online
The best exchange to buy cryptocurrencies like Bitcoin, Ethereum and Solana with a PKO BP online account is Uphold. Their exchange offers fast and cheap Zloty or Euro deposits from PKO BP accounts via Bank Transfer, Credit/Debit Card, SEPA, Google Pay & Apple Pay.
You can get started from Poland in 4 simple steps:
- Sign Up: Create an account on Uphold and complete the verification process.
- Connect Account: Connect your PKO BP account or card by selecting the fiat currency you want to transfer on your dashboard.
- Deposit Funds: You can then select the 'connect bank' button to link your Polish Bank account to Uphold.
- Buy Cryptocurrency: Find the cryptocurrency you want to buy and execute your trade.
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PKO Bank Digital Asset Policy
PKO Bank is a crypto-friendly financial institution in Poland that allows its customers to buy and sell digital assets through licensed broker's in Europe. This means that investors can transfer funds from their bank accounts through bank transfer, debit cards or credit cards to buy and sell cryptocurrencies like Bitcoin, Ethereum, Aptos and many others.
About PKO BP
PKO BP is one of the largest banks in Poland. It offers a wide range of financial services for both individuals and businesses, including loans, credit cards, savings accounts, investment products, and insurance. The bank has over 5 million customers and a nationwide network of over 1,000 branches. PKO BP also has a strong online and mobile banking presence, with over 4 million active online banking users.
PKO BP is a publicly-listed company on the Warsaw Stock Exchange (WSE: PKO). It is majority owned by the Polish government, with a 51.2% stake. Other major shareholders include PZU (11%), BlackRock (5.4%), and PGNiG (3.2%).