Summary: PKO BP doesn't directly provide services enabling customers to purchase Bitcoin and other cryptocurrencies via their PKO BP Digital Banking account. Rather, customers must seek an alternate platform licensed by the Polish Financial Supervision Authority to buy crypto with a PLN deposit.
Our top recommendation for investors in Poland is Uphold. Their platform allows immediate and free PLN deposits from PKO BP to trade & stake over 250 cryptocurrencies with zero fees. Despite not being Poland-based, Uphold is a globally recognized platform, making it a secure starting point for investing in digital assets.
- Trade and stake 250+ crypto assets with free and instant PLN and EUR deposits.
- Licensed and regulated throughout Europe & Poland and trusted by over 10 million investors.
- Audited Proof-of-Reserves highlighting users funds are backed 1:1.
Can I Buy Crypto with PKO BP?
Yes, as a PKO BP client, you have the capacity to buy Bitcoin and a variety of other digital currencies via sanctioned cryptocurrency exchanges in Poland, overseen by the Polish Financial Supervision Authority (KNF). These platforms facilitate direct transactions of Polish Złoty (PLN) directly from your PKO BP account or card. Operating under rigorous regulatory standards, these exchanges provide a secure and compliant environment for acquiring and handling virtual currencies.
How to Buy Bitcoin and Crypto with PKO BP
If you're keen on purchasing Bitcoin and other digital assets using PKO BP, we recommend using a regulated exchange. Uphold is a recognized global platform offering an easy and cost-effective way to make PLN and EUR deposits from PKO BP accounts for the purchase, trading, and staking of over 250 crypto assets at competitive rates. Investors can deposit funds through bank transfers, debit cards, credit cards, Apple Pay, Google Pay and more.
Follow this simple guide to get started:
- Sign up on the Uphold platform and complete the identity verification process (individual or corporate).
- Link your PKO BP bank account or credit/debit card to Uphold by clicking on the 'My Banks' option on your dashboard.
- Then, click on the 'Connect Bank' button to attach your PKO BP bank account to Uphold and deposit PLN.
- As soon as the funds are available in your account, you can choose the cryptocurrency you wish to buy and execute your transaction.

PKO BP Cryptocurrency Policy
Adopting an advanced stance on cryptocurrencies, PKO BP aids its clients in exploring digital asset investments through exchanges that have been approved by renowned regulatory authorities. This encompasses organizations like Poland's Financial Supervision Authority (KNF), or other comparable European entities such as BaFin or ESMA. Through this strategy, PKO BP equips its customers with a safe route to navigate the ever-changing crypto environment, diversify beyond conventional banking spheres, and integrate digital assets like Bitcoin into their investment plans.
About PKO BP
PKO BP (Powszechna Kasa Oszczędności Bank Polski) is a leading retail bank in Poland, offering a wide range of financial services to its customers. Established in 1919, it has grown to become one of the most prominent banks in the country. PKO BP provides services such as savings accounts, personal loans, credit facilities, mortgage loans, and various investment products. The bank is known for its innovative approach to banking, focusing on delivering simplified, affordable, and accessible banking solutions to its clients, helping them achieve their financial goals.

Final Thoughts
In conclusion, PKO BP does not directly offer cryptocurrency services, but it supports clients interested in digital assets by facilitating transactions via approved exchanges. Uphold, a globally recognized and regulated platform, comes highly recommended as it allows immediate and free PLN deposits from PKO BP for trading and staking over 250 cryptocurrencies with zero fees. It's essential to ensure that any chosen platform is licensed by reputable authorities such as the Polish Financial Supervision Authority or equivalent European bodies.