Summary: To securely buy Tether (USDT) with a credit card, use a trusted cryptocurrency exchange in your region. This enables depositing fiat currencies such as USD or EUR for purchasing USDT or other digital assets. 

Our preferred choice for credit card transactions is Binance, operational in over 180 countries. Binance provides quick and affordable card deposits in more than 40 currencies for buying USDT and 350+ cryptocurrencies without extra fees. With licenses from over 10 top global financial regulators, Binance is one of the safest and most trusted platforms to get started.

Best Exchange to Buy USDT with a Credit Card

Platform Highlights

  • Instant and free Credit Card deposits in over 180 countries and 40+ currencies.
  • Buy Tether (USDT) and 350+ other cryptocurrencies with industry-leading fees.
  • Largest and most trusted Cryptocurrency exchange in the world with 100 million users.
Binance - Credit Card USDT
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Table of Contents

Can I Buy USDT with a Credit Card?

Yes, you can buy USDT (Tether) with a credit card. This process is typically facilitated through a cryptocurrency exchange. Many globally recognized exchanges allow you to deposit funds from your credit card and use those funds to purchase USDT or other cryptocurrencies.

How to Buy Tether (USDT) with Credit Card

The safest and easiest way to buy Tether (USDT) with a credit card is through a regulated exchange in your jurisdiction. Based on our analysis, we recommend Binance which is available in over 180 countries and supports al major credit cards (e.g VISA & Mastercard) to buy Tether (USDT) and over 350 other crypto assets with industry-leading fees.

Follow the steps below to buy USDT using your credit card:

  1. Sign Up: Create an account Binance.
  2. Buy Crypto with Card: Select ‘Buy Crypto with Card’ in the navigation menu and select USDT as the token you want to buy.
  3. Choose Amount: Input the amount of money you want to swap for USDT.
  4. Buy USDT: Review your trade and select ‘Continue’ to buy USDT.

What are the Fees?

The fees for buying USDT with a credit card on Binance can vary. Binance is known for its competitive fee structure compared to other exchanges. For card transactions, Binance typically charges a nominal fee, which can be lower than some of its competitors like Coinbase or eToro.

As for trading fees, Binance employs a maker-taker model, with fees starting as low as 0.1%. However, remember that your credit card provider may also charge additional fees for cryptocurrency purchases. Therefore, it's recommended to check with both Binance and your card provider to understand the full cost involved in buying USDT with a credit card on Binance.

Is Buying USDT with a Credit Card Legal?

Yes, purchasing USDT (Tether) with a credit card is generally legal. However, legalities can vary based on local cryptocurrency regulations. It's crucial to understand your country's laws before buying any cryptocurrency. Remember to use a reputable exchange like Binance, which adheres to all necessary regulations in its operating jurisdictions.

Final Thoughts

In conclusion, buying Tether (USDT) with a credit card is secure and straightforward when using a trusted exchange like Binance. It supports major credit cards, operates in over 180 countries, and offers some of the most competitive fees in the market.

However, it's vital to consider any additional costs your card provider may levy and to familiarize yourself with local cryptocurrency regulations. With adherence to global financial standards and licenses from top regulators, Binance provides a safe and easy way to start your USDT investment journey.

Co-Founder & former Investment Banker (Finance MBA) turned Full-Time analyst and Head of Research at Buy Bitcoin Bank. Left traditional finance to pursue my interest in digital assets and decentralized finance.