Can you buy USDC with a Credit Card?
Yes, you can buy USDC with a credit card. USDC (USD Coin) is a stablecoin pegged to the value of the US dollar, and is a popular choice for those looking to buy cryptocurrency as it offers stability compared to other cryptocurrencies that can be volatile in price. There are a number of exchanges and platforms that allow you to buy USDC with a credit card, including Uphold, Binance, and Kraken.
These exchanges typically require you to complete a verification process, including providing your name, address, and government-issued ID, as well as adding a credit or debit card to your account. After your account is set up, you can easily buy USDC with your credit card, and it will be credited to your exchange wallet.
How to Buy USDC with a Credit Card
The best method to purchase stablecoins like USDC with a Credit Card is through a globally regulated trading platform like Uphold. They offer instant deposits and zero fees to buy and sell USD Coin with a Credit Card.
Here is a step-by-step guide on how to buy USDC on the platform:
- Sign up for a free account on Uphold.com and verify your identity by providing some personal information and uploading a government-issued ID.
- Select “Add Funds” from the dashboard and choose “Credit/Debit Card” as the deposit method.
- Enter the amount of USDC you want to buy and your credit/debit card details. Note that Uphold does not charge any fees on credit card deposits.
- Once your deposit is successful, you will see the USDC balance in your account. You can now use these funds to buy other cryptocurrencies, send money to friends or family, or deposit them to earn interest on Uphold or a decentralized platform like AAVE or Compound.

What is USDC?
USDC is a digital dollar that is pegged 1:1 to the US Dollar. The coin is backed by major US financial institutions like Circle and Coinbase and can be redeemed for cash at any time. Unlike other stablecoins, USDC is an Ethereum token that runs on the ERC-20 standard. This means it can be stored in any Ethereum-compatible wallet.
USDC is one of the most popular stablecoins in the market with a market capitalization of over $45 billion. The coin is often used to trade other cryptocurrencies or to send money cross-border without incurring high fees.
Is USDC Safe?
USDC is a very safe investment because it is backed by major US financial institutions and can be redeemed for cash at any time. The coin is also transparent because it is built on the Ethereum blockchain, which is a public ledger. This means that all transactions are visible to anyone on the network. If you want to compare it with another stablecoin, you can read our USDC vs USDT comparison.
Final Thoughts
Buying USDC with a Credit Card is an easy and secure option to get exposure to the digital asset class. Major credit card providers like VISA, Mastercard, Maestro and others do not block or prohibit the purchase of stablecoins like USDC. Uphold is our recommended platform for buying USD Coin because they charge zero fees on deposits and offer USD Coin staking for up to 10% APY. With their simple yet powerful platform, you can buy USDC with a Credit Card, stake it to earn interest, and trade cryptocurrencies, stocks and more with 0 fees.