Can You Buy Crypto with Bank of China?
Yes, it is possible to buy cryptocurrency using Bank of China, but only through a licensed third-party exchange. Bank of China does not support direct crypto investing through its online banking platform. To purchase or trade cryptocurrencies, you will need to use an authorized exchange that accepts Bank of China payments. Once your account is verified, you can link your Bank of China account to the exchange and deposit funds to buy cryptocurrencies.
How to Buy Crypto with Bank of China
As outlined above, the safest and easiest way to invest in crypto assets with a Bank of China account is through a trusted exchange. Based on our analysis of the top global exchanges, we found that Bybit was the best option for BOC account holders thanks to their instant deposits, low fees and secure platform that is trusted by over 10 million users.
Here is a simple step-by-step guide to getting started:
- Create a free account on Bybit with your email address (ID verification not required).
- Find the fiat currency you want to use (e.g HKD) and the crypto you want to buy (BTC).
- Select the deposit method you want to deposit HKD with.
- Complete the transaction and the funds will arrive in your account immediately.

Is Bank of China Crypto-Friendly?
While China has implemented some regulations on cryptocurrency trading and exchanges, Bank of China does not seem to be overtly hostile towards the use of digital assets. In fact, Bank of China does not block transfers into regulated cryptocurrency exchanges, indicating a level of tolerance towards cryptocurrency trading within the bounds of the law.
Final Thoughts
In conclusion, it is possible to buy cryptocurrency using a Bank of China account, but it must be done through a regulated third-party exchange. Bybit stands out as the best option for Bank of China account holders due to its instant deposits, low fees, and trusted platform.
While China has implemented some regulations on cryptocurrency trading and exchanges, Bank of China does not seem to be overtly hostile towards digital assets, and investors can still participate in cryptocurrency trading within the bounds of the law. As always, investors should exercise caution and do their own research before investing in any digital asset.