Can I Buy Crypto on Wise Bank (Transferwise)?
Unfortunately, similar to most major digital banks in Europe, you cannot currently invest in cryptocurrencies directly through the Wise online banking platform. Although they are regulated by the FCA, they have not acquired the licenses to offer cryptocurrency-investing services.
In the meantime, you can securely purchase digital assets on the Financial Conduct Authority regulated and European Securities and Markets Authority licensed exchanges in the UK and Europe. The best and most secure FCA-regulated cryptocurrency exchange is Uphold. If you would like to learn about this exchange, visit our detailed Uphold Review.
How to Buy Crypto with Wise Online
The easiest way to buy Bitcoin, Ethereum and other cryptocurrencies with a Wise Bank (Transferwise) account is through a trusted exchange like Uphold. They are licensed by the FCA and ESMA, and offer instant and cheap deposits from Wise Bank via bank transfer, debit card or credit card.
You can start investing in digital assets from your Wise account in 4 simple steps:
- Sign up to Uphold and complete the verification process.
- Select “Add Funds” from the dashboard and choose one of the provided methods.
- Pick a token, enter the amount you want to purchase and complete the transaction.
- Once your deposit is successful, you will see the tokens balance in your account.

Is Wise Bank Secure and Regulated?
Wise Bank, formerly known as Transferwise, is a regulated digital bank licensed by the Estonian Financial Intelligence Unit and subject to supervisory requirements under EU law. The bank is also a member of the European Consumer Protection Cooperation Network. Wise Bank offers international money transfer, currency exchange, and multi-currency and borderless accounts, ensuring the safety of its clients' funds and operations.
About Wise Bank
Wise Bank (Transferwise) is a digital bank based in Estonia that offers international money transfer and currency exchange services. Wise was founded in 2011 by Taavet Hinrikus and Kristo Käärmann. Wise is available in over 50 countries and supports over 700 different currencies.
Wise offers a multi-currency account that allows users to hold and transfer money in multiple currencies, and a borderless account which allows users to receive local bank details for Europe, the UK, the US, and Australia.
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Can I Use a Wise Debit Card to Buy Crypto?
Yes, you can use a Wise Debit Card to purchase cryptocurrency through regulated exchanges that support Mastercard deposits, such as Uphold. These exchanges allow for instant deposits with a Wise Debit Card, making it an easy and convenient option for buying cryptocurrency.
Final Thoughts
n conclusion, Wise Bank does not offer any direct cryptocurrency investment services for its customers. However, if you are looking to invest in digital assets with your Wise Bank account, you can sign up with a trusted and regulated exchange like Uphold. Uphold offers fast and cheap EUR deposits from Wise Bank, and allows you to trade and stake over 250 cryptocurrencies with 0 fees. By using a regulated exchange like Uphold, you can ensure the safety and security of your investments in the digital assets market.