Summary: Vivid Money does not offer cryptocurrency investment options or services directly through its digital banking platform. However, it allows clients to move Euros (EUR) from their Vivid Money accounts to recognized cryptocurrency exchanges for investments in the realm of digital assets.
Our top suggestion for investors in Europe is Uphold. This platform enables quick and economical EUR transfers from Vivid Money for trading and staking more than 250 cryptocurrencies, without any fees and with attractive spreads. Uphold is a licensed and regulated entity in Europe and takes pride in its strong user base of over 10 million across the continent.
- Trade Over 250 Crypto Assets with Fast and Cheap EUR Deposits from Vivid Bank or Any European Bank.
- Regulated and Licensed by the Financial Conduct Authority (FCA), FinCEN, with Audited Proof-of-Reserves for Customer Funds.
- Offers Multiple Asset Classes including Crypto, Stocks, ETFs, Metals and more. Crypto Staking Also Supported.
Can I Buy Bitcoin with Vivid Money?
Vivid Money allows its users to convert Euros (EUR) into Bitcoin, Ethereum, and a variety of other cryptocurrencies. This is facilitated through partnerships with reputable cryptocurrency exchanges based in Europe, adhering to the European Securities and Markets Authority (ESMA) regulations. Vivid Money encourages customers who are keen on exploring the world of cryptocurrencies to use an ESMA-compliant platform that has a significant reputation across Europe, ensuring seamless transactions through their Vivid Money accounts.
How to Buy Bitcoin and Crypto with Vivid Money
As mentioned, the cheapest way to buy cryptocurrencies for Vivid Money users is to use a licensed trading platform instead. Uphold provides a reliable and cost-effective way to acquire crypto assets, with several options to deposit EUR, including bank cards, bank transfers, Apple Pay, and Google Pay.
Buy cryptocurrencies with just four steps:
- Sign up with Uphold for free and complete the identity verification process.
- Connect your Vivid Money account to deposit money.
- Go to ‘My Banks’ and enter the EUR you want to deposit.
- Find the token you wish to purchase and execute the trade.

Is Vivid Money Crypto-friendly?
Vivid Money doesn't impose banking regulations that hinder its customers from buying or handling cryptocurrencies. Consequently, customers across Europe and beyond can reliably conduct transactions tied to digital assets through their Vivid Money accounts.
However, caution is suggested when transferring Euros (EUR) to international exchanges (such as Binance or KuCoin), as Vivid Money maintains the authority to suspend funds that appear suspicious. For a credible and secure trading experience, it's recommended to use platforms regulated by the European Securities and Markets Authority (ESMA) within the EU.
What Is Vivid Money?
Vivid Money is a fintech company based in Germany that offers customers a unique way to manage their finances. The Vivid Money app, dubbed a super app, allows users to manage their financial accounts in one place, track their spending, and set goals. Moreover, it also brings investment opportunities in the form of stocks, ETFs, and digital currencies on the same platform. It is part of the wave of neo bank ventures launched in Europe that are changing how people do banking.
Launched in 2020, the company is rapidly growing and bringing its services all over Europe. It has partnered with Solaris Group, which has pioneered banking-as-a-service and maintains a banking license in Germany. Customers can make payments and transfer funds between accounts. With a mobile-first approach, it provides an intuitive and user-friendly interface. Additionally, the platform boasts robust security features that comply with data protection and privacy regulations.
Final Thoughts
To sum up, Vivid Money offers a secure platform for its customers to buy and trade Bitcoin and other digital currencies, complying with the European Securities and Markets Authority (ESMA) regulations. By using a respected exchange such as Uphold, customers can conveniently deposit funds from their Vivid Money accounts and engage in cryptocurrency trading.
While Vivid Money demonstrates a progressive stance towards cryptocurrencies, it urges customers to exercise caution and use platforms supervised by the ESMA, particularly when transferring funds to overseas exchanges, to avoid possible suspension of questionable funds.