Summary: While Bank Pekao doesn’t offer in-house crypto services, it enables smooth PLN transfers to compliant crypto exchanges. This gives Polish investors a secure path to digital assets without needing to convert currencies or use risky third-party apps.
Bybit stands out with its free PLN deposit support, Polish-language interface, and wide token selection. It’s designed for both new and advanced users, with helpful tools, live support in Polish, and features like staking and margin trading.
- Instant and free Polish Zloty (PLN) deposits from any bank, debit or credit card.
- Buy 940+ cryptocurrencies with low fees (0.1%) through spot and futures trading.
- Regulated and trusted exchange with over 18 million users worldwide.
Can I Buy Bitcoin with Bank Pekao?
Yes, Bank Pekao customers can invest in crypto by funding exchanges that follow KNF guidelines. While the bank itself doesn’t offer crypto services, it allows PLN transfers to licensed platforms operating within Poland’s legal framework.
Once your account is funded, you can buy Bitcoin, Ethereum, Tether, and other digital assets through a regulated exchange. These platforms ensure a secure and compliant trading environment, offering a range of tokens for investment.
How to Buy Crypto with Bank Pekao
The safest way to buy crypto with Bank Pekao is by using a platform that supports local payment options like Przelewy24 and PLN bank transfers. Bybit makes this easy, offering full support for Polish customers.
To begin:
- Sign up on Bybit and verify your account.
- Head to “Buy Crypto” and choose from card, SEPA, or Przelewy24.
- Set PLN as your deposit currency and send the funds.
- Choose your crypto and place your order.
Bank Pekao Cryptocurrency Policy
Bank Pekao doesn’t offer cryptocurrency services, but it allows customers to transfer funds to exchanges that follow Polish regulations. As long as the platform is registered with the Polish Financial Supervision Authority (KNF), transfers from Pekao accounts are supported.
Bybit is one such platform. It accepts PLN deposits and provides regular proof-of-reserve reports, confirming that all user funds are held 1:1. For Pekao clients, this adds an extra layer of trust when choosing where to trade or store digital assets.
Digital Asset Investing Fees
Before you start trading crypto, it’s important to understand the common fees involved. Here’s what Bank Pekao users can expect when using a platform like Bybit:
- Trading fees: Bybit charges a low 0.1% fee per spot trade.
- Deposit fees: PLN bank transfers and Przelewy24 are free. Card deposits may cost over 2%.
- Withdrawal fees: These depend on the coin. Withdrawing Bitcoin, for example, costs around 0.0005 BTC.
Bybit’s transparent fee setup and support for free PLN deposits make it a smart choice for Bank Pekao customers looking to manage costs while investing in crypto.
What is Bank Pekao?
Bank Pekao (Bank Polska Kasa Opieki S.A.) is one of Poland’s largest and most established banks. Headquartered in Warsaw, it has operated since 1929 and plays a major role in the country’s financial system.
The bank offers a wide range of services, including everyday banking, loans, insurance, wealth management, and corporate solutions. It’s also known for investing in digital tools and fintech partnerships to improve how customers move money, manage accounts, and access financial products online.
While Bank Pekao doesn’t support crypto directly, it allows PLN transfers to licensed exchanges. This makes it a dependable option for users who want to fund digital asset investments.
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Best Alternative Crypto Exchanges for Bank Pekao Users
Bank Pekao customers looking for options beyond Bybit can consider other platforms that support PLN and align with KNF standards:
- Zonda: Headquartered in Poland, Zonda is KNF-registered and offers a simple interface, PLN deposits, and strong local compliance.
- BitBay (Zonda): Known by its former name, it remains one of the most trusted options for Polish users who want fast bank transfers and Zloty-based trading pairs.
- Kraken: A globally trusted exchange with strong security and a wide token selection. PLN deposits require a workaround, but SEPA transfers are supported.
These alternatives give Pekao users flexibility depending on whether they value local support or broader international features.
Final Thoughts
For Bank Pekao customers, crypto investing starts with choosing the right exchange. While the bank itself doesn’t handle crypto, it allows secure PLN transfers to platforms that follow Polish regulations.
Bybit offers a good balance of access and features. From trading to staking and crypto loans, it gives Pekao users the flexibility to grow their portfolio, all with support in Polish and zero deposit fees.
Dylan Matthews is the Co-Founder and head of operations at Buy Bitcoin Bank, with a background in engineering and experience as a Prop Trader. He has leveraged his knowledge and skills to build and scale the platform, providing users with a seamless experience for buying and selling cryptocurrency.
