Summary: The best way to buy Bitcoin and cryptocurrencies with an mBank account is through a licensed and regulated crypto exchange in Poland. With this method, investors can safely deposit Polish Zloty (PLN) or Euros (EUR) to buy, sell, stake and trade a wide variety of cryptocurrencies.
Our top pick for mBank account holders is Binance. They offer fast and cheap PLN or EUR deposits to trade and stake over 400 cryptocurrencies with zero fees. Their platform is licensed in Poland & Europe with over 100 million users across the continent.
- Instant and free Polish Zloty (PLN) and Euro (EUR) deposits from mBank.
- Trade 400+ crypto assets with low fees starting at 0.1% per trade.
- Largest and most trusted Cryptocurrency exchange in the world with 100 million users.
Can I Buy Cryptocurrency with mBank?
mBank, a leading Polish bank, offers its customers the ability to exchange currencies, including Polish Złoty (PLN) to Bitcoin. It partners with licensed and regulated cryptocurrency exchanges in Poland, complying with regulations set by the Polish Financial Supervision Authority (KNF). Customers should use a platform that upholds these norms and has a strong Polish presence for digital currency transactions via their mBank accounts.
How to Buy Bitcoin and Crypto with mBank
The most straightforward way to explore digital assets using an mBank account is through a reputable cryptocurrency exchange like Binance. This exchange offers affordable and efficient deposits in PLN via mBank transfers, as well as debit and credit cards. They present a trading platform for multiple digital currencies with reasonable transaction costs and minimal spreads.
To initiate your cryptocurrency trading on their platform, follow these four simple steps:
- Sign Up: Create an account on Binance and complete the verification process.
- Deposit Funds: Select Express Transfer, the fiat currency you want to deposit and the token you want to buy.
- Finalize Transfer: Deposit funds from mBank Bank via SEPA Transfer or an alternative method available on Binance.
- Buy Crypto: Click 'Buy' and the tokens will arrive on your account instantly.

mBank Cryptocurrency Policy
mBank does not enforce any banking regulations that prevent its clients from purchasing or trading digital currencies. Therefore, customers in Poland, as well as in other regions, can securely conduct transactions involving digital assets via mBank.
However, clients are urged to be cautious when transferring Złoty to foreign exchanges (for instance, Huobi or KuCoin), as mBank reserves the right to freeze funds considered suspicious. For a secure and reliable trading experience, it's recommended to engage with platforms licensed by the Polish Financial Supervision Authority (KNF) within the European Union.
About mBank
mBank is one of the largest and most innovative banks in Poland. Established in 1986 as BRE Bank, it rebranded as mBank in 2013. It is part of Commerzbank, a German banking and financial services group.
mBank is recognized for pioneering digital banking in Poland. It was the first to introduce online banking in the country and has continued to lead with its digital-first approach. The bank offers a wide range of services, including personal banking, business banking, investment products, insurance, and more.
Final Thoughts
In conclusion, mBank provides an accessible avenue for customers to venture into cryptocurrency trading. The Polish bank works closely with regulated exchanges like Binance to allow secure and efficient Bitcoin and other digital asset transactions using Polish Złoty. While mBank imposes no regulations against cryptocurrency trading, it encourages clients to transact with platforms licensed by the Polish Financial Supervision Authority (KNF) to ensure a secure trading experience.
Always be cautious when dealing with foreign exchanges, as mBank may freeze funds deemed suspicious. With these measures, mBank continues to facilitate a seamless integration of traditional banking with the dynamic world of cryptocurrency.