Summary: Hello Bank allows customers to transfer Euros to platforms that align with French financial regulations. It's important to note that the bank does not incorporate a crypto trading feature within its services. In saying that, the bank does enable customers to seamlessly transfer funds to exchanges that are registered with the Autorité des marchés financiers (AMF) to adhere to local laws.

Upon a comprehensive analysis of prominent digital asset exchanges, we identified eToro as the most suitable choice for Hello Bank customers. eToro supports over 4,500 financial instruments, including digital currencies like Bitcoin and Ethereum, plus traditional assets, such as stocks, ETFs and commodities. As an internationally recognized platform, eToro is operational in more than 140 countries and provides a multilingual interface, which includes French.

Table of Contents

Can I Buy Bitcoin with Hello Bank?

Absolutely, Hello Bank clients have the opportunity to buy and sell cryptocurrencies such as Bitcoin and Ethereum through trustworthy digital asset investment platforms operating in France. The bank customers should select an exchange regulated by the Autorité des marchés financiers (AMF) to ensure adherence to French regulatory standards. After depositing funds into the platform, clients can conveniently swap them for various tokens.

How to Buy Crypto with Hello Bank

Hello Bank account holders looking to explore digital currencies can start their crypto journey by choosing reputable exchanges. eToro is an ideal option due to its adherence to AMF regulations and its diverse cryptocurrency offerings. The platform supports quick Euro deposits through various methods, including credit and debit cards or bank and SEPA transfers.

Follow this straightforward guide to start trading a wide array of over 4,500 assets:

  1. Account Setup: Sign up for an eToro account and go through the necessary identity verification steps.
  2. Selecting Currency: Click on "Deposit Funds" and choose "EUR" as your currency of choice.
  3. Funding Your Account: From your Hello Bank account, proceed to make a payment using your preferred method.
  4. Executing Trades: Utilize the search feature to locate the cryptocurrency you wish to invest in, then finalize your transaction.
How to Buy Crypto with Hello Bank.
Buy Crypto with Hello Bank via eToro.

Hello Bank Cryptocurrency Policy

Hello Bank is committed to fostering financial innovation while strictly following all pertinent French regulatory guidelines. Its customers can transfer funds to platforms adhering to the standards established by the Autorité des marchés financiers. For trading purposes, we suggest using eToro, which is regulated under various European authorities, including AMF in France. The main office of eToro is located at 4 Profiti Ilia Str., Kanika Business Centre, 7th floor, Germasogeia, 4046, Limassol, Cyprus.

Digital Asset Investing Fees

As you embark on your investment journey with Hello Bank, it's essential to be aware of the associated costs. Here's a concise guide to the typical fees you'll encounter on digital asset exchanges:

  • Transaction Costs: Platforms such as eToro often impose a fee, generally around 1%, for purchasing or selling digital currencies.
  • Deposit Charges: The fee for adding funds to your account depends on your selected payment method. Bank and SEPA transfers usually incur lower charges, whereas using credit or debit cards might attract fees exceeding 2%.
  • Withdrawal Expenses: The cost of withdrawing your digital assets varies with the type of cryptocurrency. Many exchanges standardly levy a set fee, like 0.0005 BTC, for Bitcoin withdrawals.

For Hello Bank clients, eToro, regulated by European financial authorities and local regulators, offers an extensive range of tokens at competitive rates, positioning it as a trustworthy choice for French investors.

What is Hello Bank?

Hello Bank is a digital banking platform renowned for its user-friendly, innovative financial services. As a subsidiary of BNP Paribas, one of Europe's largest banks, it offers a comprehensive range of banking products, including checking and savings accounts, personal loans, and investment options. Catering primarily to young customers, Hello Bank provides a seamless online banking experience, integrating advanced security features for safe transactions. 

Its commitment to customer convenience is evident through its intuitive mobile app, enabling users to manage their finances on the go. Additionally, Hello Bank stands out for its competitive fees and robust customer support, making it a preferred choice for modern banking consumers seeking a blend of traditional banking reliability with the flexibility of digital technology.

Hello Bank: Home Page.
Hello Bank: Home Page.

Final Thoughts

To conclude, Hello Bank does not offer direct crypto trading, but it facilitates seamless Euro transfers to AMF-regulated platforms. Our team recommends eToro for its diverse range of over 3,000 financial instruments and multilingual customer support. Its commitment to adhering to French financial regulations, and its clear, structured approach to digital asset investment make it a reliable and convenient option for those interested in exploring cryptocurrencies.