How to buy Crypto with Marks and Spencer Bank
The best way to buy cryptocurrencies with an M&S Bank account is through an FCA-licensed crypto exchange in the United Kingdom. With this method, customers can deposit GBP from their bank accounts to a platform to start safely investing in digital assets.
We recommend using Uphold because it is FCA-licensed, London-based and offers instant GBP deposits to trade over 200 cryptocurrencies with low fees. You can follow these simple steps to get started:
- Sign Up: Create an account on Uphold and complete your verification (personal or company).
- Connect Account: Select the currency you want deposit on the Uphold Platform (GBP, EUR +30 more).
- Deposit Funds: Connect your M&S Bank account to quickly deposit fiat currency.
- Buy Crypto: The final step is to find the crypto you want to buy and execute your trade.

M and S Bank Cryptocurrency Policy
Marks & Spencer Bank does not have anything stated in its policies that would prohibit its users from investing in cryptocurrencies. Although they have not made an official stance on digital assets, they have been no reports of M&S bank account holders' funds being frozen when transferring to a cryptocurrency exchange.
Users should not be concerned when sending GBP to Uphold, funds can take from 4 - 7 business days to arrive in your account when depositing via Bank Transfer. If you would like to access your funds on Uphold immediately, we recommend using the Credit/Debit card deposit method as it is instant.
About Marks and Spencer Bank
Marks and Spencer Bank PLC is a UK bank that offers a range of financial services including personal banking, loans, credit cards, and insurance. It is a subsidiary of Marks and Spencer plc, a leading British retailer. The bank has its headquarters in London and over 30 branches across the country.
Marks and Spencer Bank was established in 1985 and is one of the oldest retail banks in the UK. It offers a wide range of personal banking products and services including savings accounts, current accounts, loans, credit cards, and insurance. The bank also offers a range of business banking products and services including business accounts, loans, and credit cards.
Marks and Spencer Bank is a member of the Financial Services Compensation Scheme (FSCS) and is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority.
Final Thoughts
Marks and Spencer Bank is a great option for those looking to purchase cryptocurrencies with GBP. Uphold is an FCA-licensed exchange that offers instant deposits from M&S Bank, allowing users to quickly access their funds and start trading 200+ digital assets. Investing in cryptocurrencies can be risky, so be sure to do your own research and invest responsibly.