Crypto Banks
How to buy Crypto or Bitcoin with Sparkasse Bank

How to buy Crypto or Bitcoin with Sparkasse Bank

Adrian Graham
Fact Checked
Aug 28, 2022

Summary: The Sparkasse Online Banking platform does not directly offer Cryptocurrency trading services for its customers.

The only way you can buy or sell Bitcoin, Ethereum, and other digital assets with your Sparkasse online account is by signing up to a licensed platform like eToro to deposit Euros and start trading.

Table of Contents

eToro Platform Highlights

Platform Highlights

  • Fast and cheap Euro (EUR) deposits from all European Banks.
  • Licensed by the Financial Conduct Authority (FCA) and ESMA.
  • 80+ Cryptos and over 7,000 Stocks, ETFs & Commodities with low fees.

Can I buy Cryptocurrencies with Sparkasse?

Sparkasse does not currently offer any digital asset trading services through their online banking platform, or physically at a bank branch. The Sparkasse platform also does not allow you to custody coins like Bitcoin or Ethereum through your personal or business bank account.

This means that customers will need to sign up to a licensed and regulated cryptocurrency broker in Europe to deposit Euros and start trading.

How to buy Crypto with Sparkasse Online

The easiest way to buy Crypto with Sparkasse online is through the eToro EU trading platform. They offer fast and cheap EUR deposits from Sparkasse accounts to buy and sell over 60 cryptocurrencies, and thousands of Stocks, ETFs, Commodities, Options, and much more.

You can get started in minutes from your Sparkasse account with this guide:

  1. Sign up to the eToro EU trading platform and verify your identity.
  2. Select the 'Deposit Funds' button at the bottom of your eToro Dashboard.
  3. Select 'Bank Transfer' as your deposit method to connect your Sparkasse Online Banking account.
  4. Deposit EUR via bank transfer to the unique deposit details provided to you by eToro.
  5. Once the EUR lands in your account, find the asset you want to buy and execute your trade.

Once you finalise your trade, the Crypto or Asset will be automatically stored in your eToro Managed Wallet.

About Sparkasse

Sparkasse Bank is a leading financial institution in Germany and Europe, providing a wide range of banking and financial services to its customers. Sparkasse is a safe and regulated bank, offering its services in a reliable and secure manner. The bank was founded in 1826, making it one of the oldest banks in Germany.


Today, Sparkasse serves more than 30 million customers across Germany and Europe. The bank offers a wide range of products and services, including savings accounts, loans, credit cards, investment products, and insurance products. Sparkasse also provides online banking services, allowing customers to manage their finances conveniently and securely.

Adrian Graham

Co-Founder & former banker turned Full-Time DeFi analyst and researcher. Left traditional finance to pursue my interest in digital assets and decentralized finance.

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