How to Buy Crypto with BCA Internet Banking
As outlined above, the best method to buy Bitcoin and cryptocurrencies with a BCA internet banking account is through an approved and regulated Indonesian Crypto exchange. With this method, investors can safely deposit Indonesian Rupiah (IDR) via bank transfer, BCA Mobile pay, debit card and credit card to buy and sell digital assets.
Here is a simple step-by-step guide on how to get started with Indonesia's most popular exchange, Bybit:
- Sign up to Bybit & confirm your identity and verification details.
- Visit the 'Buy Crypto' page and select 'IDR' as your currency and the crypto you want to buy.
- Input the amount of IDR you want to invest.
- Confirm your buy and follow the prompts to deposit and trade with BCA bank.

What are the Fees to Buy Crypto with Bank Central Asia?
As Bank Central Asia does not provide direct cryptocurrency trading services, the fees associated with buying Bitcoin and other digital assets depend on the chosen Indonesian exchange.
Bybit, the recommended exchange, offers free IDR deposits from BCA internet banking and industry-leading fees starting at 0.1% for spot trades of over 350 cryptocurrencies.
Is BCA Crypto-Friendly?
Bank Central Asia (BCA) does not have an official stance on cryptocurrency. However, as a regulated financial institution in Indonesia, BCA allows its customers to buy cryptocurrencies through approved third-party exchanges.
Customers can deposit Indonesian Rupiah into a reputable Indonesian exchange using their BCA account, and then use the exchange to buy and sell digital assets. BCA's role in this process is to facilitate the deposit of funds, ensuring that the transaction is secure and compliant with applicable regulations.
What is Bank Central Asia?
Bank Central Asia (BCA) is a leading financial institution in Indonesia, offering a wide range of banking services to individuals and businesses. Founded in 1955, BCA has since grown to become one of the largest banks in Indonesia, with over 1,200 branches and more than 20,000 ATMs across the country.
BCA provides a variety of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investment products. The bank also offers internet banking and mobile banking services, allowing customers to manage their accounts and transactions from anywhere.

Final Thoughts
In conclusion, Bank Central Asia (BCA) does not offer direct cryptocurrency trading services on its internet banking platform, but customers can purchase digital assets through approved and regulated Indonesian exchanges. Bybit is a recommended exchange for BCA customers, offering free IDR deposits and low fees for trading over 350 cryptocurrencies. BCA is a trusted and reputable financial institution that provides a wide range of banking services to individuals and businesses in Indonesia, with a commitment to customer service and innovation.