Summary: Kutxabank doesn't offer a direct method for customers to invest in cryptocurrencies through its online banking platform. For those keen on exploring the cryptocurrency world, opting for a digital asset exchange holding a VASP (Virtual Asset Service Provider) license and complying with Spanish regulatory standards is advisable.
After thoroughly evaluating leading exchanges available to investors in Spain, we find that Uphold is an exceptional choice. Kutxabank customers can benefit from zero fees on EUR deposits through multiple payment methods. The platform boasts an extensive portfolio of over 280 digital currencies available for trading and staking. In addition, Uphold enhances the user experience by providing real-time customer support in both English and Spanish.
- Trade 280+ cryptos with fast Euro (EUR) deposits from Kutxabank.
- Regularly audited Proof-of-Reserves showing users assets are held 1:1.
- Trusted by over 10 million retail and institutional investors in Europe and Spain.
Can I Buy Bitcoin with Kutxabank?
Kutxabank allows its customers to convert Euros (EUR) into Bitcoin, Ethereum, and various other digital currencies. This is achievable due to partnerships with reputable cryptocurrency exchanges in Spain. Kutxabank recommends that its clients inclined towards cryptocurrencies use a platform that adheres to ECB guidelines and holds a VASP license to ensure the security of your assets and the exchange.
How to Buy Crypto with Kutxabank
The simplest approach for Kutxabank customers to purchase digital assets like Bitcoin, Ethereum, and stablecoins is through a dependable, regulated exchange such as Uphold. You can deposit Euros (EUR) to Bitstamp using various methods, encompassing bank transfer, credit card, SEPA transfer, debit card, Google Pay, Apple Pay, and more.
To begin your expedition into cryptocurrency trading, adhere to these four steps:
- Sign Up: Create an account on Uphold and complete your verification (personal or company).
- Connect Account: Select the currency you want to deposit on the Uphold Platform (EUR + 30 more).
- Deposit Funds: Connect your Kutxabank account to quickly deposit your selected fiat currency.
- Buy Crypto: The final step is to find the cryptocurrency you want to buy and execute your trade.

Kutxabank Cryptocurrency Policy
Kutxabank takes a measured and progressive stance on its involvement with cryptocurrencies. Clients can engage with digital currencies, but solely through exchanges with a valid VASP (Virtual Asset Service Provider) license. These approved trading platforms must also be in compliance with regulations put forth by the Spanish Securities Market Commission (CNMV). Kutxabank reserves the right to suspend transactions to any platforms that fall short of these regulatory guidelines and are identified as high-risk.
What is Kutxabank?
Kutxabank is a Spanish financial institution headquartered in Vitoria-Gasteiz, Álava. It was formed in 2011 from the merger of Caja Vital and Ibercaja. The bank operates through branches in the Basque Country, Navarre, La Rioja, Aragon, Castile and Leon, Madrid, Catalonia, Andalusia, Valencia and Murcia. The bank offers various banking products and services for individuals, businesses, and institutions. These include savings and checking accounts, loans, credit cards, mortgages, and investment products.
The bank also provides online and mobile banking services. Kutxabank is a member of the Basque Business Association and the Spanish Confederation of Savings Banks. It is also a signatory of the Global Compact, an international initiative to promote responsible business practices. As of October 2022, Kutxabank had total assets of €81.9 billion and employed around 11,000 people.

Final Thoughts
To conclude, Kutxabank is a leading crypto-friendly bank that allows customers to buy digital currencies. Its partnerships with reputable European exchanges, such as Uphold, ensure a seamless and secure transaction process in line with CNMV guidelines. We recommend using Uphold as it provides free and instant EUR deposits to trade hundreds of digital assets in a secure and transparent trading environment.