Can I buy Crypto with Kutxabank?
The short answer is no. Kutxabank does not currently offer any products or services that allows customers to invest in cryptocurrencies directly through its online banking platform. That said, they do allow customers to transfer funds into exchanges that are licensed by the European Securities and Markets Authority (ESMA) to offer crypto brokerage services.
With this method, customers can deposit money in Euros (EUR) via bank transfer, debit card or credit card to invest in cryptocurrencies and store them for secure custody.
How to Buy Crypto with Kutxabank
The quickest and most convenient way to buy cryptocurrencies with a Kutxabank account through Uphold. The Uphold platform offers instant and free EUR deposits from Kutxabank and are a licensed broker that are regulated by ESMA. On Uphold you can trade over 250 cryptocurrencies and stake them to earn interest.
To start trading from your Kutxabank account, you can follow these simple steps:
- Sign Up: Create an account on Uphold and complete your verification (personal or company).
- Connect Account: Select the currency you want deposit on the Uphold Platform (EUR + 30 more).
- Deposit Funds: Connect your Kutxabank account to quickly deposit your selected fiat currency.
- Buy Crypto: The final step is to find the cryptocurrency you want to buy and execute your trade.

Kutxabank Crypto Policy
Kutxabank is extremely crypto-friendly and is supporting a Master’s degree in cryptocurrencies in collaboration with The University of the Basque. According to a press release by the bank, The University of the Basque Country’s (UPV/EHU) Master’s Degree in Blockchain and Technology courses will be offered with support and input from professionals from Kutxabank bank.
The bank’s personnel will reinforce the professors and researchers that the University employs to teach. Kutxabank has stated on record that it will offer resources to offer a scholarship for meritorious students. Others will be supported through internships in the bank, where they will be offered options to work on their final projects.
About Kutxabank
Kutxabank is a Spanish financial institution headquartered in Vitoria-Gasteiz, Álava. It was formed in 2011 from the merger of Caja Vital and Ibercaja. The bank operates through a network of branches in the Basque Country, Navarre, La Rioja, Aragon, Castile and Leon, Madrid, Catalonia, Andalusia, Valencia and Murcia.
The bank offers a wide range of banking products and services for individuals, businesses and institutions. These include savings and checking accounts, loans, credit cards, mortgages, investment products and more. The bank also provides online and mobile banking services. Kutxabank is a member of the Basque Business Association and the Spanish Confederation of Savings Banks. It is also a signatory of the Global Compact, an international initiative to promote responsible business practices. As of October 2022, Kutxabank had total assets of €81.9 billion and employed around 11,000 people.

Final Thoughts
In conclusion, while Kutxabank does not currently offer direct access to cryptocurrencies through its online banking platform, it does allow customers to transfer funds to licensed crypto exchanges. One of the easiest and most convenient ways to buy cryptocurrencies with a Kutxabank account is through the Uphold platform, which offers instant and free EUR deposits and access to over 250 cryptocurrencies
Kutxabank's support of a Master's degree in cryptocurrencies in collaboration with The University of the Basque is a clear indication of the bank's commitment to promoting and advancing the development of blockchain technology. Overall, while there are limitations to buying crypto through Kutxabank, the bank's openness to cryptocurrency is a positive sign for the future of digital assets.