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Sunsuper Investment Options

Sunsuper Investment Options

Adrian Graham
Fact Checked
September 18, 2022

Summary: The Sunsuper Superannuation Fund offers 5 ready-made diversified portfolios that vary based on risk. The 5 Sunsuper Investment options include Balanced, Growth, Conservative, Retirement, Socially Conscious Balanced, and Diversified Alternatives.

You can learn more about each Sunsuper option in our comprehensive guide.

Table of Contents

Platform Highlights

What is the SunSuper Superannuation Fund?

Sunsuper is one of Australia's largest superannuation funds. It is a profit-for-member fund, meaning that it exists to benefit members, not shareholders. Sunsuper has over 1.6 million members and $50 billion in assets under management.

Sunsuper Fund Returns

They offer a wide range of investment options, including growth, balanced, and other diversified options. Sunsuper also offers a range of insurance products, including life insurance, total and permanent disability insurance, and income protection insurance.

Sunsuper is a strong performer when it comes to investment returns. Over the past 10 years, Sunsuper's growth option has returned an average of 9.1% per year. This is well above the average return of 7.2% per year for all growth super funds over the same period.


SunSuper Investment Options

Sunsuper (now known as the "Australian Retirement Trust") offers the widest range of investment options in Australia. Their portfolio options are based on varying degrees of risk to suit all Australians depending on their risk appetite. The list below is the current Sunsuper Diversified Portfolio options with their 10 year returns.

  • The Lifecycle Investment Strategy: 8.69% per annum over 10 years.
  • Balanced Portfolio: 9.37% per annum over 10 years.
  • Growth Portfolio: 10.41% per annum over 10 years.
  • Socially Conscious Balanced: 8.46% per annum over 10 years.
  • Diversified Alternatives: N/A
  • Retirement: 7.03% per annum over 10 years.
  • Conservative: 5.47% per annum over 10 years.


Best Sunsuper Investment Strategy

The best and most popular Sunsuper Investment strategy based on past performance has been the Growth Portfolio. This has produced over 10.4% on average in annual returns over 10 years, which has significantly outpaced inflation even at current levels.

While we cannot give investment advice, the Growth Portfolio is a great options for millennials with a longer time horizon that want investment exposure to the best global technologies.

Best Sunsuper Investment Strategy is Growth
The Growth Strategy with 10.41% in annualised returns over 10 years.

SunSuper Single Asset Class Options

Sunsuper offers an alternative to their selection of diversified portfolios with their 'Single Asset Class Options'. Through this, you can use your entire super to invest in a variety of Index products that are passively managed which include:

  • Australian Shares – Index
  • International Shares – Index (hedged)
  • International Shares – Index (unhedged)
  • Emerging Markets Shares
  • Australian Property – Index
  • Diversified Bonds – Index


SunSuper Fees

Sunsuper is also one of the most affordable super funds in Australia. Sunsuper charges an annual fee of just 0.31% of your account balance. This is well below the average annual fee of 0.86% for all super funds.


Final Opinion

Overall, Sunsuper is a high-quality superannuation fund that offers excellent value for money. If you are looking for a super fund that will give you strong investment returns and low fees, then Sunsuper is definitely worth considering.

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Adrian Graham

Co-Founder & former banker turned Full-Time DeFi analyst and researcher. Left traditional finance to pursue my interest in digital assets and decentralized finance.

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